Located in beautiful downtown Colorado Springs, Colorado, and in business for almost a decade, SpotOn Financial first started with just a single purpose, to help local businesses by tailoring our loans to meet their specific needs. We understood early on that independent enterprises need timely access to financing in order to run and expand their business. Companies that need access to lending the most, the dreamers with imperfect FICO scores, credit history, and cash-flow are often unable to qualify for much needed funding.